Financial Planning & Budgeting

Service Overview

At SAN Financial Advisors, we believe that effective financial planning goes beyond just tracking numbers—it’s about creating a blueprint for your goals. Whether you are a business owner planning for expansion or aligning resources with strategic objectives, our team provides the tools and expertise needed to navigate critical financial decisions with confidence.

With a blend of analytical rigor and practical business understanding, we deliver accurate forecasts, comprehensive budgets, and actionable financial insights. We combine our expertise in Canadian tax laws and accounting with forward-looking strategies to help you manage cash flow, optimize resources, and mitigate financial risks.

Planning that powers what’s next.

♦ Financial Modeling & Forecasting

Build dynamic, data-driven financial models that provide clear visibility into future performance. What we deliver:

• Development of dynamic financial models.
• Long-term revenue, expense, and profitability forecasting.
• Scenario and sensitivity analysis.

♦ Cash Flow Planning & Liquidity Management

Ensure your organization maintains healthy liquidity with proactive cash flow planning and monitoring. Our capabilities include:

• Short- and long-term cash flow projections.
• Working capital optimization.
• Liquidity risk analysis and management strategies.

♦ Operational & Financial Budgeting

Develop structured, accurate budgets that align financial resources with strategic goals. We support you with:

• Annual and multi-year budgeting.
• Departmental and organizational budget planning.
• Budget variance analysis and performance tracking.

♦ Break-Even Analysis & Feasibility Assessments

Evaluate the viability and financial impact of new initiatives with clear, quantitative insights. Key offerings:

• Cost-volume-profit (CVP) analysis.
• Start-up and project feasibility evaluations.
• Pricing and cost-structure assessments.

♦ Investment Appraisal & Project Evaluation

Support investment decisions with robust financial analysis that measures expected returns and risks. What we provide:

• Net present value (NPV), internal rate of return (IRR), and payback analysis.
• Capital expenditure evaluation.
• ROI assessments for new initiatives or expansions.

♦ Performance Dashboards & Reporting

Transform complex financial data into clear, actionable insights with intuitive, real-time dashboards. Deliverables include:

• Quarterly financial performance reporting.

Why Choose SAN Financial Advisors?

• Integrated Approach: Unlike standalone planners, we integrate your budget with your tax and accounting records for a 360-degree view of your financial health.

• Tailored Solutions: We recognize that no two clients are the same. Our plans are customized to your specific industry, lifestyle, and risk tolerance.

• Expert Guidance: Led by experienced professionals, we provide small and medium-sized businesses with senior-level FP&A expertise and dedicated attention.

• Reliability: We pride ourselves on being efficient and trustworthy partners, ensuring your financial records are accurate and your plans are actionable.